ING Mortgage Loan

Discover your home loan possibilities


  • Highly competitive interest rates: fixed or variable, our interest rates are among the lowest on the market.
  • Personalised handling of your file: every project is different and thus deserves the expert follow-up of a single contact person. Contact them at any time with all your questions.
  • Simplified procedure: you can calculate your loan online in order to get a good indication. If you also find our interest rate highly competitive, simply make an appointment at your nearest branch for a personalised offer.


What are the features of a fixed rate?
You know exactly how much you will repay every month for the lifetime of your mortgage loan.

What are the features of a variable rate?
The variable rate is lowered or raised after a given period, in accordance with market fluctuations. The amount of your interest may therefore decrease or increase.

Are there several variable packages?
Yes. The difference lies in the frequency of rate revisions: after 1 year, 5 years or 10 years, as the case may be.

Am I protected in the event of excessive interest-rate increases?
Yes. Regardless of the mortgage loan package, the rate increase cannot exceed the initial level by more than a set ceiling.
There is therefore no risk of the amount of interest to be repaid increasing excessively.

What is the term of my mortgage loan?
Depending on your requirements and the package chosen, the term of your mortgage loan can be customised, to up to 30 years!

Are there other alternative mortgage loan packages?
Yes, an ING Bridging Loan to finance your plans for a home with the proceeds from the sale of your previous one. Make an appointment at your branch for a tailor-made quote, suited to your personal situation.

Legal information

Credit subject to the law of 4 August 1992 concerning mortgage loans. Offer reserved for private individuals over 18 and subject to prior acceptance of your application by ING Belgium and upon mutual agreement. General terms and conditions applicable to ING loans are available from any ING branch or via
ING Belgium S.A./nv – Bank / Lender – Registered office: Avenue Marnix 24, B-1000 Brussels