ING Car Loan

Buy a new or second-hand car without upsetting your budget!


  • Practical: keep your savings for other projects.
  • Safe: with a car loan, you benefit from a fixed interest rate.
  • Comprehensive: borrow up to 110% of the purchase price.


What is the ING Car Loan?
It is an instalment loan for purchasing a new or a second-hand vehicle (car, motorbike, mobile home).

How much can I borrow with a car loan?
The minimum amount of your car loan is 1,300 euros.
Slightly larger amount so you can pay your car insurance? In this case, you can borrow up to 110% of your vehicle's purchase price!

What is the term of my car loan?
The minimum term is 6 months. The maximum term is fixed depending on the amount borrowed and your ability to repay.

Legal information

The ING Car Loan is an instalment loan for private purposes.
A concrete example, let us say that you take out an ING Car loan for an amount of 15,000 euros (average amount granted by ING for this type of loan) for a term of 48 months. With a (fixed) ACP of 2,05% ((fixed) debit interest rate) of 2,05% per annum, you will repay 325,62 euros a month (i.e. a total of 15.629,76 euros after 48 months). For any other credit amount or term, please enquire at your ING branch.